If you are planning to invest, then the Small Savings Scheme of the Post Office can prove to be a better option.

This scheme of the post office can also be a better option because money is completely safe in it

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In this, there is a sovereign guarantee on the amount deposited.

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National Savings Certificate

(NSC) in the post office scheme where the interest is getting better than FD.


The tenure of this scheme is 5 years.

However, on maturity it can be extended for another 5 years.


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Interest rate:

The NSC scheme of the post office is currently getting interest at the rate of 6.8 percent per annum. It is compounded on an annual basis but the payment is made only on maturity.

5 Investment Options:

National Savings Certificate is currently available in denominations of Rs 100, Rs 500, Rs 1000, Rs 5000 and Rs 10,000. One can invest in NSC by purchasing any number of certificates of different values.

There is no maximum investment limit.

A minimum investment of Rs 100 is required in this.

 Under section 80C of the Income Tax Act 1961, tax deduction is available on investments up to Rs 1.5 lakh per annum under NSC.

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